Cash is truly king!
I always have cash to pay for things when I’m out and about. It helps me to budget and allows some privacy, which is rare nowadays.
I do use contactless/card too when it’s handy or required. I’ve never set up Apple Pay.
Card and contactless
I use all of them, but I really prefer tap because it’s just so convenient for me. Sometimes I don’t have a lot of cash on hand, and I’ve noticed that some stores don’t accept cards or tap. Plus, some little convenience stores have a minimum purchase requirement for card payments. It can be a bit tricky at times.
Yes a few stores near me ask for cash if possible to avoid fees they have to pay so I do prefer to use this but it is so easy to tap your phone or card.
Using my phone is the best option for me. 😉
I never really keep cash on me because my husband always keeps cash on him, but I always use my card, whether it be tap pay or actually inserting it. The only time I have cash on me is when I get tips from the customers at my work.
I rarely ever insert my card anymore I forget where it is all the time
Yeah, I’m starting to get to that point cause I’ve started having to just do the tap since my card doesn’t always work with it’s chip, but if I go to like Walmart it has to be inserted into the card reader.
I don’t use things like Apple Pay. I just contactless or cash where possible
I do prefer cash!

I wish I didn’t have apply pay but o share a bank and they only sent one card with contactless so it was done for the ease but yes the privacy from cash is unmatched.