If you could go back to yesteryears and make changes what would you change if anything and why?
We all experience ups and downs in life and have some regrets. Weather they’re big or small those regrets can make an impact on your life. What would you change about the situation? Or would you not change anything? And why?

Me too it’s definitely a rip off you have to pay dang on near as much as you have borrowed. Think you Phyllis for your honest comment