My regret is not listening to my father and my aunt and uncle when they told me to save money.I figured that it was just to tell me what to do and to mostly use my earned money on school supplies,when I was feeling overwhelmed and contemplating leaving higher education behind.It is true that it’s too late if you don’t start now.I know now that I should have taken their advice.However,like is stated, every day is a new day,and money management is one of my priorities.