I would tell them to spend wisely to pick and choose what is most important when spending money and most importantly to save for a rainy day.
Thanks for your comment, Jacqueline.
You’re welcome Hillary
Inform them that most of what they earn should be used to pay part of debts they may owe,budget by using the amount needed for transportation,food and other necessities.Also to put away a percentage for banking and investments.
Thank you, Miriam.

You are so right about that!