Anyway I feel more safer walking around without cash, I use my card for everything no need to have dirty cash with so many germs on my hands.
I just make sure I wash my hands often and don’t keep the money in my hands all day so it isn’t an issue really. It’s like saying I don’t use door handles because they are dirty i obviously do I just keep my own hygiene up.

card . and when i go to the atm i dress bummy on purpose so i’ll look extra broke and not get robbed lol