If you can afford the monthly payment without struggling then it’s worth it. In addition, when you pay the balance off, you get to own the home. Then, you just pay taxes on the land if you live in the USA. If you can pay cash, then do so, if not, look for the lowest interest rate and stay away from those ballon notes. Look for fixed rates.
You are welcome!

That’s true Phyllis. Thank for your comment.