Yes true…money do has a mind of its own, that is money its just go’s and everyone want it on pay day!!..lol.hehe.you have to be strict. (Put in savings and whatever is left over then you can spend on food, rent or Mortgage bills and whatever. LuckScout teach this and I take it in and learn!! What I’m doing now? I buy stocks and shares with some of the money I save. I buy Chinese stocks as they are above and ahead of England 🇬🇧 and America 🇺🇸 and the world. Best I put my investments on the winning team.