Being poor is not a crime, but many times there are several reasons for being poor.
1. You may have brought up in a poor family.
2. Having relationship with poor people for a long time.
3 Having been brought up in a poor environment.
4. Lack of financial education.
5. Bad mentorship.
6. Poor person mentality.
7. Too lazy to take informed risks
8. Only saving for a rainy day. Etc