I had examples where this happened to me. Also I learned from someone that when it comes to that,stay silent or just tell them that you don’t borrow or lend.The worst experience was from a former colleague who borrowed from me more than three times.never repaid.and then stole from me twice.She never thought I would stop helping her but that did come about.So she had no choice but to move on to other people who saw her trick and wanted nothing more to do with her afterwards. The thing to co is tell them to either pay themselves or find ways to earn.The lesson is that no one who supposedly loves you should get to live off of you.