If you pay a mortgage, it is essentially the same as paying rent. So unless you own your home with no rental or mortgage payments, it doesn’t matter either way, you still pay out money to live in a home that does not belong to you
That true but what if u are the only one

The way I see it, you are working toward a goal of one day paying off your mortgage so you may own that house. With renting a place, you are paying off someone else’s mortgage with nothing to gain in the end.